How to Invest in Mutual Funds must have often seen advertisements related to Mutual Fund on TV., There it is told that you can double it by investing money in mutual funds, apart from this, you must have heard from your friends about how they earned money so quickly in such a short time, then the question would come in your mind. That Mutual Fund Me Paisa Kaise Lagaye? How to Invest in Mutual Funds?
Earning money from mutual funds is not an easy thing because sometimes even investing money does not have any effect and we have to pay the loss., Here you can earn lakhs of crores of rupees by investing money with the right way and understanding, just for this you should have proper information related to how to invest money in mutual funds.
Mutual funds are a very good way to invest and today in this article we will tell you about Mutual Fund Me Paisa Kaise Lagaye? How to Invest in Mutual Funds? Will give accurate information related to so that you can get good profits by investing in mutual funds,
What is Mutual Fund?
Mutual Fund as the name suggests is a fund where money of many people is taken and it is invested in the shares of different companies., When the prices of these shares fluctuate, we make profit or loss accordingly.
The work of investing your money here is done by experienced fund managers, they invest money in strong shares by looking at the company’s balance sheet and other figures.
Mutual Fund Me Paisa Kaise Lagaye? How to Invest in Mutual Funds?
There is always this question in the mind of new investors that how to invest money in mutual funds, then we answer your question.,
Decide on investment objective: Whenever you invest in mutual funds, then know your purpose why you want to invest., so that you know how long you want to invest your money and what percentage of profit you expect to get.
Basics of Mutual Funds: There are many types of mutual fund schemes on which different charges are levied like Expense Ratio, Exit load etc.Therefore, it is necessary that before investing your hard earned money in mutual funds, you should know about the charges, type of fund, liquidity etc. associated with it.
Build a proper portfolio: To invest in mutual funds properly, prepare a good portfolio because all your returns are covered on it.,
Investing in Sip or Lump Sum: After knowing the purpose of investing in mutual funds, you have to decide how much money you have to invest and how much money will be required.,
After that you You have to choose between Sip or Lump Sum., In Sip, you can deposit some amount every month according to your savings and Lump Sum is a One Time Investment in which a fixed amount is deposited for a few years.,
Choice of Growth Plan or Dividend Plan: You get profit in two types of mutual fund, one is Dividend and the other is Growth Plan.
Dividend means that whatever profit will be on your mutual fund will be transferred to your account from time to time, If you want to exit the profit of mutual fund regularly, then you should choose it. The profit you get in the same Growth Plan option is re-invested and the profit keeps on getting on top of the profit.
Keep Return and Risk in mind: You should never invest money in mutual funds at the behest of a friend or relative, because doing so remains a risk.
Before investing in mutual funds, know the return you get from it and get information about the risk with it. If you want to take less risk then invest in Lump sum and invest through SIP then the risk remains high, so take proper information before investing.
Documents for Mutual Fund Investment: As we all know that some necessary documents are needed to open any account, in the same way, documents are also needed for investing in mutual funds.,
For this you should have bank account details and KYC Photo, Pan card, Aadhar card and Address Proof should be done to do this.,
Invest in Direct or Regular Plan: There are two ways to invest money in mutual funds, one is Direct Plan and the other is Regular Plan.
Regular Plan is that when you take mutual funds from an Agent or Distributor and in return you give them some commission, in the same Direct Plan you buy Mutual Funds through any AMC website and here you have to give any kind of commission. not needed,
If you have any idea about Mutual Funds then you must Mutual funds should be bought from AMC website only.,
Track NAV: You should check the NAV of any mutual fund scheme you invest in from time to time, so that you know whether the fund in which you have invested is providing reasonable returns for fulfilling your goals or not.
Ways to invest money in mutual funds
The simplest way to invest money in mutual funds is to invest directly from the mutual fund website, but it can be confusing for everyone to do so, so we will tell you some ways to invest money in mutual funds:
- Investing through AMC Website
If you have even a little information about mutual funds, then you should invest money through the AMC website. For this, you have to create a new account by visiting the AMC website and login after that. From here you can easily get the option of investing in all the schemes of the fund house.
- Investing through AMC Office
If you are facing any kind of dilemma in investing through the AMC website, then you can also go to the AMC office and invest money in the mutual fund of your choice.
Here you will be given a form which will contain information related to mutual fund and in that you will have to give your personal details, after which a check will be taken from you and after depositing your amount will be invested in mutual fund.
- Investing through a Broker or Agent
There are many people who are not aware of mutual funds. Such people can take the help of any broker or agent to invest money in mutual funds.
Broker or agent acts as a link between the fund house, with the help of which people are able to invest easily. It does all the work of the investors, but here you have to choose the regular plan. Some amount is taken as commission by the broker or agent.
- investment through bank
if you If you do not think it appropriate to invest through Apps or Broker, then you can also invest money in Mutual Fund scheme through Bank. The bank acts as an intermediary between you and the fund house. To invest here, you have to choose your regular plan.
- Investment through Demat Account
To invest money in mutual funds through Demat Account, you have to get your account opened, which you can also open through Broker. With this account you can buy and sell shares along with mutual funds.
By buying mutual funds through Demat Account, you can easily track it, but keep one thing in mind, here you will have to pay Annual Maintenance Charge.
Groww App Se Mutual Fund Me Paise Kaise Lagaye?
Nowadays, through many apps, one can also invest in mutual funds sitting at home. Through these, you can choose any of the direct or regular plan. We are telling you the names of some apps like Zerodha, My Cams, Groww App, Kfinkart, Paytm Money Etcetera.
Here we are telling you how to register on GROWW app:-
- First of all you go to Play store and install Groww App.
- When you open the Groww App, you will get three options Login, Sign up And Continue with Google Will be seen here you Sign up Click on the option, if you want Continue with Google You can also register through
- Sign up click on option After that you have to fill email and password.
- After this you verify your mobile number, after which you will get OTP, fill it and proceed.
- In the next step, you will be asked for PAN card number, fill it and proceed further.
- Now information about your personal details like Name, Date of Birth, Gender and Nominee will be taken and fill them.
- In the next step, your bank details will be asked, in which first you IFSC Code After that fill the Bank Account Number.
- After giving bank information, you now have to upload your photo.
- After this, the video of your face will be asked for 5 seconds, here you will get the camera option, by clicking on which make a video and upload it.
- Now you will have KYC verification, after which you have to upload the photo of PAN card.
- In the next step you have to verify your address for which you Passport, Aadhar card, Driving License And voter id One of them has to be uploaded.
- After that you click on I Agree option.
- Now you will be asked for Electronic Signature. By touching the screen, you sign and proceed.
- Now you have been registered on Groww App.
So friends, hope that now you have got complete information related to mutual fund, and you must have come to know that Mutual Fund Me Paisa Kaise Lagaye? How to Invest in Mutual Funds?
How much return do you get in Mutual Funds?
Investing in mutual funds gives returns ranging from 10 to 12 percent.
What is meant by mutual fund?
It is known by the name of mutual fund that here money of many people is invested in a fund and it is put in stocks and bonds.
What is the name of India’s largest mutual fund organization?
Unit Trust of India (UTI) is the largest mutual fund institution in India.
Which is the first mutual fund in India?
India’s first mutual fund is the Unit Trust of India (UTI), it was started in the year 1964 in India.
Friends, if you want to invest money in mutual funds, then you have to take care of the basics. Investing in mutual funds will prove beneficial only if you have proper knowledge of mutual funds, otherwise it should not happen that you lose your earnings without knowing.
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